TWO IMPORTANT THINGS FOR YOU TO KNOW:
#1: Your cancellation rights Your right to cancel after signing the contract.
#2: Your legal remedies for illegal or deceitful timeshare sales In Hawaii, any timeshare sale made in violation of any of the state’s timeshare law allows the buyer to declare the sale voided. See if other states have similar protections for sales that were deceptive, improper or illegal.
AVOID REGRET – SLEEP ON IT
Your ability to buy timeshares will still be there tomorrow, regardless of “limited time only” offers from salespeople. Don’t get pushed into buying something you don’t want or need.
Learn about your rights under timeshare laws, how to file complaints and more. Click on your state.
QUESTIONS TO ASK YOURSELF
- Is my Hilton Grand timeshare membership and yearly maintenance fee obligation life-long?
- What if I want to get out? Are there viable options to get rid of a timeshare financial obligation?
- Would it be cheaper, less complicated and more flexible to pay cash and use online travel sites for my vacation plans?
- What benefits are there to timeshares with locked-in yearly mandatory fees, limited resort networks, initiation fees, and program rules restrictions?
- Did I comparison shop before committing to such a long-term financial obligation?
- How much am I really paying for a vacation if I include ALL the costs, taxes, fees and loan interests applicable to my Hilton Grand membership?
QUESTIONS TO ASK YOUR HILTON GRAND VACATIONS SALESPERSON
- Will you put your oral promises and representations to me in writing?
- Am I responsible for paying for this timeshare for the rest of my life?
- How much will I pay annually in maintenance fees, taxes, club fees, interest expense and other costs?
- Will I be able to access and use the Hilton Grand vacation reservation system within 7 days after signing the contract?
- What’s the maximum annual percentage increase of maintenance fees allowed for my timeshare?
- Will I be able to refinance my Hilton Grand Timeshare loan with a loan from a lender? What if I try but the banks refuse? How does Hilton Grand’s finance interest rate compare to current market rate?
- What is the foreclosure rate of Hilton Grand timeshare owners’ interest or loans?
- How many of the foreclosures are bought and resold by Hilton Grand?
- Can I leave the sales presentation after I fulfilled my minimum time obligation?